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Cheap Auto Insurance in Albany New York

A-Affordable can help you save thousands on average of $3708 a year on Auto, Home, Life, Business Insurance! We offer multiple quotes and let you decide what the best insurance option is best for you & your family! Call 855-637-0994 and talk to our friendly agents 24/7!

Local Auto Insurance Agents Albany NY

* We are not affiliated with any of the agents listed below
0.20 Cheap Insurance
310990

Knickerbocker Insurance Agency

90 South Swan , Albany, NY 12210

(518) 436-1291

Geico - home insurance, car insurance
0.83 Cheap Insurance
281666


142 Central Ave, Albany, NY 12206

(518) 427-2886

Covering all your insurance needs from auto insurance to home insurance - American Family
1.04 Cheap Insurance
283009

Mehmood Brokerage

257 Central Ave, Albany, NY 12206

(518) 433-1000

Mercury, Victoria
1.14 Cheap Insurance
311088

Buchanan & Butler Insurance

78 Broadway, Rensselaer, NY 12144

(518) 462-5597

Geico - home insurance, car insurance
1.31 Cheap Insurance
125191


368 Northern Blvd, Albany, NY 12204

(518) 449-1390

USAA, MetLife Auto & Home
1.57 Cheap Insurance
49735

James Dertinger

416 Delaware Ave, Albany, NY 12209

(518) 423-6550

The best in car insurance, home insurance, business insurance - Geico
1.59 Cheap Insurance
240089


269 New Scotland Ave, Albany, NY 12208

(518) 453-1010

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
1.60 Cheap Insurance
243320

SG Insurance

350 Northern Blvd Ste 109, Albany, NY 12204

(518) 512-3387

Victoria
1.61 Cheap Insurance
310233


368 Northern Blvd, Albany, NY 12204

(518) 449-1390

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
1.78 Cheap Insurance
210894

Apple Consultant Agency

550 Central Ave, Albany, NY 12206

(518) 435-1888

Victoria
1.93 Cheap Insurance
49790


20 Corporate Woods Blvd, Albany, NY 12211

(518) 465-3591

NY Central Mutual, Sterling, The best in car insurance, home insurance, business insurance - Geico
1.97 Cheap Insurance
263901


431 New Scotland Ave, Albany, NY 12208

(518) 389-2886

Covering all your insurance needs from auto insurance to home insurance - American Family
2.11 Cheap Insurance
49743

AAA Insurance

618 Delaware Ave, Albany, NY 12209

(518) 426-1000

AAA, Safeco
2.28 Cheap Insurance
49796


125 Columbia Tpke, East Greenbush, NY 12061

(518) 477-5150

Hanover, NY Central Mutual, Kemper, Selective, Sterling, Geico, Utica National
2.40 Cheap Insurance
125186


146 Columbia Tpke, Rensselaer, NY 12144

(518) 477-2174

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
2.47 Cheap Insurance
285858


579 Delaware Ave, Albany, NY 12209

(518) 512-4728

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
2.54 Cheap Insurance
49764


120 Broadway, Menands, NY 12204

(518) 449-3180

Erie, Hanover, NY Central Mutual, Kemper, The best in car insurance, home insurance, business insurance - Geico
2.68 Cheap Insurance
49784


19 Colvin Ave, Albany, NY 12206

(518) 459-6900

Mercury, Titan, Victoria
2.69 Cheap Insurance
49779


61 Colvin Ave, Albany, NY 12206

(518) 458-8908

Chubb, Hanover, Harleysville, The best in car insurance, home insurance, business insurance - Geico
2.70 Cheap Insurance
49813


12 Colvin Ave, Albany, NY 12206

(518) 489-8359

NY Central Mutual, Safeco
2.72 Cheap Insurance
179649


50 Delaware Ave, Delmar, NY 12054

(518) 439-3017

Kemper, Titan, Geico, Victoria
2.97 Cheap Insurance
192069


98 Everett Rd, Albany, NY 12205

(518) 459-0682

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
3.00 Cheap Insurance
168480


1020 Central Ave, Albany, NY 12205

(518) 489-7405

Victoria
3.06 Cheap Insurance
49611

Dacroy Insurance Agency

1 Agway Dr, Rensselaer, NY 12144

(518) 261-6861

Merchants, MetLife Auto & Home
Where your treated like a person not just another policy.
3.25 Cheap Insurance
175298

Culnan Insurance Agency

476 N Greenbush Rd Ste 2, Rensselaer, NY 12144

(518) 326-1191

Erie, The best in car insurance, home insurance, business insurance - Geico
3.27 Cheap Insurance
49759


163 Delaware Ave, Delmar, NY 12054

(518) 439-2600

Nationwide
3.33 Cheap Insurance
49632


451 N Greenbush Rd, Rensselaer, NY 12144

(518) 283-7034

Nationwide
3.33 Cheap Insurance
49744


555 Patroon Creek Blvd, Albany, NY 12206

(518) 427-7155

Chubb, Encompass, Hanover, Harleysville, Merchants, Selective, Sterling, The best in car insurance, home insurance, business insurance - Geico
3.45 Cheap Insurance
50116


16 Boulevard Ave, Catskill, NY 12414

(518) 943-3220

Erie, MAPFRE, Mercury, Sterling
3.49 Cheap Insurance
49760


210 Delaware Ave, Delmar, NY 12054

(518) 439-6222

Covering all your insurance needs from auto insurance to home insurance - American Family
3.53 Cheap Insurance
49609


99 Troy Rd, East Greenbush, NY 12061

(518) 244-4245

Central, Chubb, Cincinnati, Encompass, Fireman's Fund, Hanover, Harleysville, NY Central Mutual, Providence Mutual, Selective, Sterling, Geico, Utica National
3.59 Cheap Insurance
49749


228 Delaware Ave, Delmar, NY 12054

(518) 435-0970

Encompass, The best in car insurance, home insurance, business insurance - Geico
3.59 Cheap Insurance
286994


98 Troy Rd Ste B, East Greenbush, NY 12061

(518) 479-2004

Harleysville, NY Central Mutual, The best in car insurance, home insurance, business insurance - Geico
3.60 Cheap Insurance
312902


1147 Central Ave, Albany, NY 12205

(518) 798-6300

Geico - home insurance, car insurance
3.60 Cheap Insurance
49748


1147 Central Ave, Albany, NY 12205

(518) 435-0303

MAPFRE, Mercury, Sterling, Geico, Victoria
We have over 10 companies to choose from and also provide home, auto and business insurance.
3.60 Cheap Insurance
228979


230 Delaware Ave, Delmar, NY 12054

(518) 512-5247

Erie
3.65 Cheap Insurance
540060

ANPAC Agency

344 Route 9w, Glenmont, NY 12077

(518) 431-5555

ANPAC

Agents: Andrew Pelletier, Jennifer Messing, Joshua Brown, Nandia Kirk, Richard Miller, William Burke
3.68 Cheap Insurance
149628


19 Couse Pl, East Greenbush, NY 12061

(518) 477-7700

Covering all your insurance needs from auto insurance to home insurance - American Family
3.68 Cheap Insurance
125185


77 Troy Rd, East Greenbush, NY 12061

(518) 477-6400

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
3.78 Cheap Insurance
49783


472 Albany Shaker Rd, Loudonville, NY 12211

(518) 407-0205

Harleysville, NY Central Mutual, Sterling, The best in car insurance, home insurance, business insurance - Geico
3.79 Cheap Insurance
49795


501 Columbia Tpke, Rensselaer, NY 12144

(518) 477-2253

The best in car insurance, home insurance, business insurance - Geico
3.79 Cheap Insurance
49802


257 Delaware Ave, Delmar, NY 12054

(518) 478-9100

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
3.96 Cheap Insurance
298698


336 Glenmont Rd, Glenmont, NY 12077

(518) 813-9422

Nationwide
4.00 Cheap Insurance
242615


567 Columbia Tpke, East Greenbush, NY 12061

(518) 477-7634

Misc
4.02 Cheap Insurance
49629

Degenero Insurance Agency

225 N Greenbush Rd, Troy, NY 12180

(518) 283-1164

Mercury, NY Central Mutual, Utica National
Personal and small business provider.
4.09 Cheap Insurance
49766


576 Broadway, Menands, NY 12204

(518) 449-8711

Nationwide
4.12 Cheap Insurance
49751


448 Route 9w, Glenmont, NY 12077

(518) 436-6500

Erie, NY Central Mutual, Geico - home insurance, car insurance
4.25 Cheap Insurance
326446


1272 Central Avenue , Albany, NY 12205

(518) 459-8362

Covering all your insurance needs from auto insurance to home insurance - American Family
4.29 Cheap Insurance
546655


Six Tower Place, Albany, NY 12203

(518) 482-5192

Misc
4.34 Cheap Insurance
263645


513 Albany Shaker Rd, Loudonville, NY 12211

(518) 459-1313

Covering all your insurance needs from auto insurance to home insurance - American Family
4.69 Cheap Insurance
49778

Hamlin Robert & Ridgeway

381 Sand Creek Rd, Albany, NY 12205

(518) 458-7777

NY Central Mutual, Titan, Geico, Victoria
4.72 Cheap Insurance
49615


440 3rd Ave, Watervliet, NY 12189

(518) 266-9966

Central, Cincinnati, Encompass, Hanover, NY Central Mutual, Selective, Sterling, Utica National
4.78 Cheap Insurance
249199


4 Executive Park Dr Ste 2, Albany, NY 12203

(518) 489-0294

Covering all your insurance needs from auto insurance to home insurance - American Family
4.83 Cheap Insurance
49757


1280 New Scotland Rd, Slingerlands, NY 12159

(518) 439-1141

NY Central Mutual, Geico, Utica National
Bryant Asset Protection is a family-owned, independent insurance agency that has been in business since 1951. See us on Facebook and on our website www.bryantasset.com.
4.87 Cheap Insurance
49621

William E Sheridan

604 3rd Ave, Watervliet, NY 12189

(518) 273-2411

Kemper, Sterling, The best in car insurance, home insurance, business insurance - Geico
4.99 Cheap Insurance
326447


18 Computer Dr E Ste 105, Albany, NY 12205

(518) 275-0300

Covering all your insurance needs from auto insurance to home insurance - American Family
5.10 Cheap Insurance
49923


454 Sand Creek Rd, Albany, NY 12205

(518) 690-0360

Countryway, Encompass, Kemper, Merchants, NY Central Mutual, Geico, Utica National
5.14 Cheap Insurance
308796


127 Wolf Rd, Albany, NY 12205

(518) 689-1182

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
5.24 Cheap Insurance
542826


116 Wolf Rd , Albany, NY 12205

(518) 205-8855

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
5.27 Cheap Insurance
49777

Masters & John Street

3 Computer Dr W, Albany, NY 12205

(518) 458-7363

Mercury
5.27 Cheap Insurance
204738

MetLife Auto & Home

3 Computer Dr W Ste 103, Albany, NY 12205

(518) 437-1818

MetLife Auto & Home
5.34 Cheap Insurance
168999


6 Automation Ln Ste 108, Albany, NY 12205

(518) 514-1740

Erie, Kemper, MAPFRE, Mercury, Sterling
5.40 Cheap Insurance
203618


12 Computer Dr W, Albany, NY 12205

(518) 458-1800

Encompass, Hanover, Kemper, NY Central Mutual, Selective, Sterling
5.43 Cheap Insurance
149240

A L Hofaker

215 Wolf Rd, Albany, NY 12205

(518) 438-2818

Kemper, NY Central Mutual, The best in car insurance, home insurance, business insurance - Geico
5.60 Cheap Insurance
50079


1535 Central Ave, Albany, NY 12205

(518) 869-4466

Erie, The best in car insurance, home insurance, business insurance - Geico
6.14 Cheap Insurance
309079


1789 Western Ave, Albany, NY 12203

(518) 456-8643

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
6.25 Cheap Insurance
49772


1807 Western Ave, Albany, NY 12203

(518) 456-6688

Geico, NY Central Mutual, Geico - home insurance, car insurance
The Guilderland Agency Inc. was established in 1974, with a doctrine of providing intimate, quality customer service that extends after the sale. Our agency offers trusted insurance and financial services that are tailored to client needs and handled with professionalism and integrity second to none. We pride ourselves on a friendly, community office environment and encourage all our clients to stop by and meet the team as we guide you through the decision making process of purchasing insurance.
6.26 Cheap Insurance
156199


1820 Western Ave, Albany, NY 12203

(518) 456-2910

Covering all your insurance needs from auto insurance to home insurance - American Family
6.30 Cheap Insurance
125195


1667 Central Ave, Albany, NY 12205

(518) 869-5194

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
6.30 Cheap Insurance
309640


1667 Central Ave, Albany, NY 12205

(518) 869-5194

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA
6.53 Cheap Insurance
50081


1865 Western Ave, Albany, NY 12203

(518) 869-6047

Nationwide, The best in car insurance, home insurance, business insurance - Geico
6.56 Cheap Insurance
49770


5 Pine West Plz, Albany, NY 12205

(518) 456-2777

Nationwide
6.57 Cheap Insurance
223827


1873 Western Ave Ste 204, Albany, NY 12203

(518) 608-5797

Sterling, Geico, Adirondack, Mercury, American Modern, Hagerty
We specialize in all personal lines of insurance, such as auto, home, life, umbrella, boats, motorcycles and ATV's, as well as commercial auto, general liability, and business owner's policies. With access to over 40 top rated insurance companies, we do the shopping for you.
6.73 Cheap Insurance
149616


1745 Central Ave, Albany, NY 12205

(518) 869-6888

Covering all your insurance needs from auto insurance to home insurance - American Family
6.81 Cheap Insurance
49789


1924 Western Ave, Albany, NY 12203

(518) 464-0059

Encompass, Harleysville, NY Central Mutual, Kemper, Geico, Utica National
6.97 Cheap Insurance
302781


1770 Central Ave, Albany, NY 12205

(518) 389-4060

GEICO
Exclusive GEICO Agency in Albany, NY covering the Capital District and the surrounding counties.
7.23 Cheap Insurance
204178


1843 Central Ave, Albany, NY 12205

(518) 389-2610

Kemper, MAPFRE, Mercury, NY Central Mutual, Titan, Utica National, Victoria
7.28 Cheap Insurance
49767

Bradley Agency

2022 Western Ave, Albany, NY 12203

(518) 452-2736

Erie, AAA - car, homeowners, life Insurance
7.37 Cheap Insurance
50083


425 New Karner Rd, Albany, NY 12205

(518) 869-8106

Central, Merchants, Kemper, Utica National
8.30 Cheap Insurance
274256


1994 Central Ave, Albany, NY 12205

(518) 608-4142

Get Affordable insurance, Auto Insurance, Home Insurance, Life insurance , Business insurance. from - USAA

Albany New York Auto Insurance – Average Premiums

Your typical New York driver can get to become having to pay around $221 every month to keep their Automobile insurance each month. Obviously, these rates aren’t exactly typical for everybody. .

Average Auto Insurance Costs in New York Legend: Major City Buffalo New York Rochester Syracuse Yonkers State Average 50 100 150 200 250 300 350 400 $141 $436 $106 $157 $166 $201

 

Important Albany New York Auto Insurance Laws and Requirements

Finding cheap New York car insurance may seem confusing, but it isn’t impossible. New York is a no-fault state, so no-fault insurance is required in the form of PIP coverage. Additionally, the state also requires UM/UIM coverage with legal minimums on par with the state’s liability requirements. For full details on minimum coverage requirements, refer to the table below:

Coverage Requirements Most Common
Liability Bodily Injury 25,500/50,500 105,000/305,000
Liability Property Damage 10,000 50,000
Bodily Injury - Motorist Uninsured 30,000/55,000 30,000/55,000
Not required Coverage Medical Payments Coverage 100,000
Collision Coverage Not required Coverage 700 Insurance deductible
Comprehensive Not required 500 deductible

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