Car insurance is a necessity for any vehicle owner in Alabama. It's important to understand the different types of car insurance policies available in the state, as well as the minimum coverage requirements that are mandated by law. Additionally, it's helpful to compare rates from various auto insurance companies in order to get the best deal on your car insurance policy. In this article, we'll provide an overview of what you need to know about car insurance in Alabama, including information on state minimums and how to find the cheapest car insurance.
Car insurance is an important part of driving in Alabama. To ensure that you are adequately covered, it is essential to understand the different types of coverage available and how they can benefit you in the event of an accident or other incident. In this article, we will discuss liability coverage, comprehensive coverage, collision coverage and uninsured motorist coverage as they relate to car insurance in Alabama. We will also explain how these different types of coverage work and what they can do for you in terms of protecting your finances and your vehicle.
Finding the best rates and discounts on car insurance in Alabama can be a daunting task. With so many companies offering different quotes, it can be difficult to determine which one is the best fit for you. Fortunately, there are some tips and tricks that you can use to help you find the cheapest car insurance quotes in Alabama. By comparing rates from multiple providers, taking advantage of discounts, and researching coverage options, you can find the perfect car insurance policy for your needs at an affordable rate.
When it comes to buying car insurance in Alabama, there are a few things you should consider before making your purchase. First, it is important to research the different companies offering auto insurance in the state and compare their rates. You should also read reviews from other customers to get an idea of what kind of service they provide. Additionally, you should look for discounts and special offers that can help you save money on your car insurance policy. Finally, make sure that the policy covers all of your needs and provides adequate protection for your vehicle. By taking these steps, you can ensure that you find a cheap auto insurance policy that meets your requirements in Alabama.
Coverage | Requirements | Most Common |
Bodily Injury Liability | 20,000/40,000 | 100,000/300,000 |
Property Damage Liability | 10,000 | 50,000 |
Uninsured Motorist Bodily Injury | Not required | 20,000/40,000 |
Medical Payments | Not required | 2,000 |
Collision | Not required | 500 deductible |
Comprehensive | Not required | 0 deductible |
Aggressive Driving | No |
Cell Phones and Texting Laws | Secondary All Driver Ban for Texting; Restrictions for Young Drivers |
Inc. Penalty for High BAC | BAC 0.15 |
Admin. License Susp. on 1st Offense | 90 Days |
Rural Interstate | 70 mph |
Urban Interstate | 60 mph |
Other Limited-Access | 65 mph |
Visit the Alabama Department of Revenue – Motor Vehicle Division for information on obtaining your Alabama driver’s license, requirements for ID Cards, and vehicle registration.
Official State Alabama Website
Alabama Department of Insurance
How to contact directly:
Physical Address: Alabama Dept. of Insurance
201 Monroe St. Suite 1700
Montgomery, AL 36104
These Alabama Car Insurance Companies Offer The Lowest Rates In Your Area
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