27.00 a Month: (855) 534-2931
questions

Do You Know?

Snow tires are a great winter investment to keep you from getting into car accidents
cheap insurance

Safety Tip

Install a smart doorbell or high security system to keep your loved ones safe at home
affordable auto insurance

Savings Tip

Insurance rates can change every 6 months so its a good idea to shop around to save

Trip Calculator

Driver’s Test

Could you pass a driver's test today? Find out - take our Rules of the Road quiz now. quiz Quiz Start arrow

Cheapest Auto Insurance Alabama

The Ultimate Guide to Finding the Cheapest Car Insurance in Alabama


What You Need to Know About Car Insurance in Alabama

Car insurance is a necessity for any vehicle owner in Alabama. It's important to understand the different types of car insurance policies available in the state, as well as the minimum coverage requirements that are mandated by law. Additionally, it's helpful to compare rates from various auto insurance companies in order to get the best deal on your car insurance policy. In this article, we'll provide an overview of what you need to know about car insurance in Alabama, including information on state minimums and how to find the cheapest car insurance.

Understanding the Different Types of Car Insurance Coverage Available in Alabama

Car insurance is an important part of driving in Alabama. To ensure that you are adequately covered, it is essential to understand the different types of coverage available and how they can benefit you in the event of an accident or other incident. In this article, we will discuss liability coverage, comprehensive coverage, collision coverage and uninsured motorist coverage as they relate to car insurance in Alabama. We will also explain how these different types of coverage work and what they can do for you in terms of protecting your finances and your vehicle.

How to Find the Best Rates & Discounts on Car Insurance in Alabama

Finding the best rates and discounts on car insurance in Alabama can be a daunting task. With so many companies offering different quotes, it can be difficult to determine which one is the best fit for you. Fortunately, there are some tips and tricks that you can use to help you find the cheapest car insurance quotes in Alabama. By comparing rates from multiple providers, taking advantage of discounts, and researching coverage options, you can find the perfect car insurance policy for your needs at an affordable rate.

What You Should Consider Before Buying Car Insurance in Alabama

When it comes to buying car insurance in Alabama, there are a few things you should consider before making your purchase. First, it is important to research the different companies offering auto insurance in the state and compare their rates. You should also read reviews from other customers to get an idea of what kind of service they provide. Additionally, you should look for discounts and special offers that can help you save money on your car insurance policy. Finally, make sure that the policy covers all of your needs and provides adequate protection for your vehicle. By taking these steps, you can ensure that you find a cheap auto insurance policy that meets your requirements in Alabama.

Important Alabama Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 20,000/40,000 100,000/300,000
Property Damage Liability 10,000 50,000
Uninsured Motorist Bodily Injury Not required 20,000/40,000
Medical Payments Not required 2,000
Collision Not required 500 deductible
Comprehensive Not required 0 deductible

Highway Safety Laws

Aggressive Driving No
Cell Phones and Texting Laws Secondary All Driver Ban for Texting; Restrictions for Young Drivers
Inc. Penalty for High BAC BAC 0.15
Admin. License Susp. on 1st Offense 90 Days

Speed Limits and Cell Phone Use

Rural Interstate 70 mph
Urban Interstate 60 mph
Other Limited-Access 65 mph




Important Alabama Contacts

Visit the Alabama Department of Revenue – Motor Vehicle Division for information on obtaining your Alabama driver’s license, requirements for ID Cards, and vehicle registration.

Official State Alabama Website

Alabama Department of Insurance

How to contact directly:

Physical Address: Alabama Dept. of Insurance
201 Monroe St. Suite 1700
Montgomery, AL 36104

These Alabama Car Insurance Companies Offer The Lowest Rates In Your Area

 


























































































































































































































































































































































































































































































Houston TX  | Albuquerque NM  | Charleston SC  | Jacksonville FL  | Miami FL  | Dallas TX  | Brooklyn NY  | Tulsa OK  | Macon GA  | Little Rock AR  | Baltimore MD  | San Antonio TX  | Los Angeles CA  | Tucson AZ  | San Diego CA  | Salt Lake City UT  | Austin TX  | Tampa FL  | Seattle WA  |

Find Insurance by State

Cheapest Car Insurance Alaska| Cheapest Car Insurance Arizona| Cheapest Car Insurance Arkansas| Cheapest Car Insurance California| Cheapest Car Insurance Colorado| Cheapest Car Insurance Connecticut| Cheapest Car Insurance Delaware| Cheapest Car Insurance Florida| Cheapest Car Insurance Georgia| Cheapest Car Insurance Hawaii| Cheapest Car Insurance Idaho| Cheapest Car Insurance Illinois| Cheapest Car Insurance Indiana| Cheapest Car Insurance Iowa| Cheapest Car Insurance Kansas| Cheapest Car Insurance Kentucky| Cheapest Car Insurance Louisiana| Cheapest Car Insurance Maine| Cheapest Car Insurance Maryland| Cheapest Car Insurance Massachusetts| Cheapest Car Insurance Michigan| Cheapest Car Insurance Minnesota| Cheapest Car Insurance Mississippi| Cheapest Car Insurance Missouri| Cheapest Car Insurance Montana| Cheapest Car Insurance Nebraska| Cheapest Car Insurance Nevada| Cheapest Car Insurance New Hampshire| Cheapest Car Insurance New Jersey| Cheapest Car Insurance New Mexico| Cheapest Car Insurance New York| Cheapest Car Insurance North Carolina| Cheapest Car Insurance North Dakota| Cheapest Car Insurance Ohio| Cheapest Car Insurance Oklahoma| Cheapest Car Insurance Oregon| Cheapest Car Insurance Pennsylvania| Cheapest Car Insurance Rhode Island| Cheapest Car Insurance South Carolina| Cheapest Car Insurance South Dakota| Cheapest Car Insurance Tennessee| Cheapest Car Insurance Texas| Cheapest Car Insurance Utah| Cheapest Car Insurance Vermont| Cheapest Car Insurance Virginia| Cheapest Car Insurance Washington| Cheapest Car Insurance West Virginia| Cheapest Car Insurance Wisconsin| Cheapest Car Insurance Wyoming | SiteMap|