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How to Find the Cheapest Car Insurance in Florida and Save Money

What Factors Determine the Cost of Car Insurance in Florida?

Car insurance is an important part of owning a vehicle in Florida. The cost of car insurance in the state is determined by a variety of factors, including the type and age of your car, your driving record, and the coverage you choose. Knowing these factors can help you find the cheapest car insurance in Florida for your needs. In this article, we’ll discuss some of the most important factors that affect car insurance rates in Florida and what auto insurance companies are available to help you get the best coverage at an affordable price.

Tips for Finding the Cheapest Car Insurance Rates in Florida

Finding the cheapest car insurance rates in Florida can be a daunting task. With so many insurance companies offering different rates and coverage options, it can be hard to know which one is right for you. However, with the right tips and research, you can find the best car insurance rate that fits your budget. Here are some tips on how to find the cheapest car insurance rates in Florida:

1. Compare auto insurance quotes from multiple providers – Comparing auto insurance quotes from multiple providers is one of the best ways to get an idea of what kind of rate you’ll be able to get. Make sure to compare rates from at least three or four different companies before making a decision.

2. Look for discounts – Many insurers offer discounts for certain drivers or vehicles that meet certain criteria such as having an anti-theft device installed or being a safe driver with no moving violations in the past three years.

3. Research online for reviews – Before signing up

How to Lower Your Premium and Get Cheap Car Insurance Coverage in Florida?

Are you looking for affordable car insurance coverage in Florida? If yes, then you have come to the right place. In this article, we will discuss how to get the lowest cost car insurance in Florida and how to reduce your premium. We will also take a look at the various discounts available on car insurance coverage in Florida and how they can help you save money. With this knowledge, you should be able to find the best possible deal on your car insurance coverage in Florida.

Comparing Different Auto Insurance Policies & Companies to Find the Best Deal

Finding the best auto insurance policy can be a daunting task. With so many different companies and policies to choose from, it can be hard to know which one is right for you. By comparing different auto insurance policies and companies, you can find the best deal for your needs and budget. With a little bit of research, you can save money on your auto insurance coverage while still getting the protection you need. Comparing different policies and companies is the best way to make sure that you are getting the most value for your money when it comes to auto insurance.

Important Florida Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability Not required 100,000/300,000
Property Damage Liability 10,000 50,000
Uninsured Motorist Bodily Injury Not required 10,000/20,000
Medical Payments Not required 5,000
Collision Not required 500 deductible
Comprehensive Not required 250 deductible

Additional Florida Auto Insurance Laws and Requirements

Aggressive Driving Yes
Cell Phones and Texting Laws Secondary All Driver Ban for Texting
Inc. Penalty for High BAC BAC 0.20
Admin. License Susp. on 1st Offense 6 Months for DUI/12 Months for Refusal

Speed Limits and Cell Phone Use

Rural Interstate 70 mph
Urban Interstate 65 mph
Other Limited-Access 70 mph




Important Florida Contacts

Florida Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.

Official State Florida Website

Florida Department of Insurance

How to contact directly:

Florida Office of Insurance Regulation

200 E. Gaines St.

Tallahassee, FL 32399

Phone: 1-850-413-3140

Compare Florida Car Insurance Companies that Offer the Lowest Rates in Your Area


































































































































































































































































































































































































































































































































































































































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