Car insurance is a type of insurance policy that provides financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could arise from incidents in a vehicle. It can also provide coverage for medical expenses incurred as a result of an accident. Car insurance premiums are determined by factors such as the type of car you drive, your driving record, the age and gender of the driver, and the area you live in. By understanding how these factors affect your car insurance premiums, you can make informed decisions when selecting an insurance plan.
Finding the best rates on car insurance in Idaho can be a daunting task. With so many companies offering different rates and coverage options, it can be difficult to know which one is right for you. Fortunately, there are a few steps you can take to ensure that you get the best rate possible. By comparing auto insurance rates from multiple companies, researching the best car insurance companies in Idaho, and understanding the cheapest auto insurance in Idaho, you will be able to find the perfect policy for your needs.
Shopping for car insurance can be a daunting task, especially if you are looking to save money. With so many options available and so many factors to consider, it can be difficult to know where to start. Fortunately, there are some tips and tricks that can help you save money on car insurance. By understanding how discounts work, researching the best deals, and taking advantage of other savings opportunities, you can find ways to reduce your auto insurance premiums without compromising on coverage. In this article we will discuss some of the most effective strategies for saving money when shopping for car insurance.
Idaho offers a variety of car insurance coverage options to meet the needs of its drivers. Depending on your budget, you can choose from full coverage auto insurance, liability only coverage, or minimum coverage requirements for cars in Idaho. By understanding the different types of car insurance available in Idaho and the benefits associated with each type, you can make an informed decision about what type of policy is best for you.
When researching the top rated auto insurance companies in Idaho, it is important to understand the various factors that go into determining a company's rating. These include customer service, coverage options, financial stability, and more. It is also important to consider the customer reviews of each company in order to get an accurate picture of their services. By researching and comparing the different companies available in Idaho, you can make an informed decision on which one is best for you and your family.
Coverage | Requirements | Most Common |
Bodily Injury Liability | 15,000/30,000 | 100,000/300,000 |
Property Damage Liability | 10,000 | 50,000 |
Uninsured Motorist Bodily Injury | Not required | 100,000/300,000 |
Personal Injury Protection | 15,000/30,000 | 15,000/30,000 |
Collision | Not required | 500 deductible |
Comprehensive | Not required | 0 deductible |
Aggressive Driving | No state law |
Cell Phones and Texting Laws | All-Driver Texting Ban (Primary) |
Inc. Penalty for High BAC | BAC 0.20 |
Admin. License Susp. on 1st Offense | 90 days |
Rural Interstate | 70 mph |
Urban Interstate | 65 mph |
Other Limited-Access | 70 mph |
Idaho Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.
Idaho Department of Insurance How to contact directly:
700 West State St.
P.O. Box 83720
Boise, ID 83720-0043
Phone: 1-208-334-4250
Consumer Affairs: 1-208-236-6411
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